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A Risk You Can’t Ignore, Protection You Can Trust.

Today technology is part of everything we do – from how we socialise, to the way we do business. While the explosion of technology opens up a wealth of possibilities for human progress, it also makes us more vulnerable to a cyber incident.
In the complex and fast-evolving world of cyber risk, it’s impossible to predict exactly where the next threat to your business will come from. When it does happen, the fall-out can be complex and costly. But with the right insurance cover, it doesn’t have to be devastating.

Are you equipped to deal with:
— Loss of business income?
— Interruption to your business?
— Damage to your business reputation?
— Notifying your customers?
— Legal penalties?
— High investigation costs?
— Customer data compromised?
— All of the above?

OfficeSafe™ Data Insurance

92% of businesses experienced a data breach in the past five years*

73% of business leaders have limited knowledge of cyber insurance*

OfficeSafe’s included cyber policies cover a range of first and third party exposures, including both physical and non-physical risks.

Tailor-made cyber insurance solutions that deliver a wide range of benefits:

  Protecting against business interruption and lost revenue, giving you the assistance you need to get things moving again
  Covering the costs of meeting your legal obligations, along with any regulatory penalties or damages
  Offering technical expertise and crisis support to help manage any fall-out and minimise the impact to your operations
  Covering your business against the effects of malicious or accidental damage to your digital or physical network
 Supporting you in repairing your brand reputation and moving your business forward
Guaranteed expense reimbursement policy of $250,000** for a HIPAA violations, PCI violation and/or data breach


* 2016 Lloyd’s Report – “Facing the cyber risk challenge”
** PCIHIPAA is not an insurance broker.  Cyber Insurance is offered and serviced through a 3rd Party provider and certain policy limitations, exceptions, and other restrictions may apply.  Different limits and coverages apply to those businesses located in New York and Indiana.​

What is Covered?

Breach Response

A data breach can have serious implications on the operations and reputation of an organisation. A Data Breach Response Policy goes beyond a traditional liability insurance policy. It also provides a service which helps organisations manage the aftermath of a breach as well as providing coverage for the costs of notifying clients, forensic investigations, credit monitoring for customers, legal costs and public relations services to help manage any reputational harm.


Liability claims from a data breach can be costly to organizations. This policy provides coverage for third party claims and associated defense costs arising out of a data breach.


A data breach can also lead to significant regulatory fines and penalties. This is set to rise under an increasingly stricter regulatory landscape. This policy provides organizations with coverage for the defense costs associated with regulatory investigations, to the extent insurable by law.


Ransom demands and malicious threats are on the rise. This policy provides coverage for the costs in relation to restoring the organisation’s affected systems.

Business Interruption

Cyber incidents can lead to significant loss in revenue and bring business operations to a halt. This policy provides coverage for the income loss resulting out of interruption to, or downtime of, an organizations IT system. It also provides assistance in restoring the data, network and IT system.

Reputational Harm

Cyber incidents can have detrimental effects on an organisation’s reputation leading to loss of revenue. This policy provides coverage for financial losses incurred from loss of contracts due to a cyber incident.

PCI DSS Assessments and Fines

Organizations affected by breaches involving payment card data are exposed to PCI related fines and PCI DSS assessments. This coverage deals with costs relating to stolen card data, reimbursements of card reissuing costs and forensic investigations into the extent of the misuse of the card data.


PCIHIPAA really has a great product and the team behind it. First,they have made getting compliant with the electronic HIPAA requirements very easy. They have a fully supported solution and they walk you through each step along the way. With a very small time and money investment, you get the peace of mind knowing you are protected and have data breach coverage built in, just in case something does happen. I highly recommend PCIHIPAA and the OfficeSafe solution.

Michael Ellison
Dental of North Laredo

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